Is the Flood Insurance Estimator free to use?

Yes, the Flood Insurance Estimator is completely free. No sign-up or account needed. Your data stays in your browser and is never stored.

How accurate is this flood insurance estimator?

Our flood insurance estimator uses industry-standard formulas and up-to-date rates. Results are estimates for planning purposes. Always consult a licensed real estate professional or financial advisor for binding decisions.

Flood Insurance Estimator

Estimate flood insurance costs based on zone and coverage

Estimate flood insurance premiums based on FEMA flood zone designation, building type, coverage amount, and foundation type. Compare NFIP and private market options.

Property Value ($)

Building Coverage ($, max $250K NFIP)

Contents Coverage ($, max $100K NFIP)

FEMA Flood Zone

Building Type

Number of Floors

Basement / Enclosure

Flood Insurance Estimator

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